Unlocking Crowd-Lending

We offer a new way to improve your cash flow by financing your POs.

What is PO Financing?

Every day governments are issuing POs for government-based entities and industries such as Healthcare, Defense, Construction Sector. And the amount of POs is staggering. In Saudi Arabia, the government issued 143,612 POs worth over SAR 184 billion during 2020. Resellers need to pay for the goods from multinational manufactures based on the POs while waiting for the government to pay at maturity. The difference in terms is creating cash flow challenges for resellers, especially SMEs to finance their working capital. This is where Ta3meed comes in. Based on its innovative platform and funding assessment, Ta3meed offers PO financing to SME resellers. Because the POs are backed by the government, financing tends to me at attractive terms leveraging crowd-funding from institutional and individual investors.

Shariah Compliance Committee

Sheihk. Dr. Yousef Al Shubaily


Staff teaching member in Higher Judicial Institute, KSA and member in may Sharia authorities. He has several published and revised papers and studies on Shariah compliance.

Sheihk. Dr. Abdullah Al Aydhi


Staff teaching member in Majmaah University, and Member of the Sharia committee in Riyadh for the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI).

Nasser A Alturiri Law Office

Nasser Abdulwahab Al-Tariri’s office undertakes legal work in the platform’s business, through a periodic review of the contractual cycles in which the platform enters with others, to ensure that the platform’s work is in compliance with the standards set by the Sharia committee.

Meet our Founders & Board of Directors

Mohamad Abdullah Alshaikh

Co-Founder & Chairman

Mohamad is an experienced banker who has worked in multiple local banks in Saudi Arabia, including the Samba Financial Group as Financing companies Offices as well as the Bank Aljazira’s as Central Region Corporate Finance Division Head.

Sulaiman A. Alaskar

Vice Chairman and Head of Audit committee

Sulaiman is an expert in capital markets especially in equity, debt instruments and structured products. Also he gained wealthy experience by working in the Saudi Exchange (Tadawul), banking sector, and one of the global accounting firms (Big Four). He graduated from King Saud University with bachelor degree in accounting, holds certificate in IFRS, and international auditing.

Mohamed Alomayyer

Co-Founder & CEO

Experienced finance and fintech professional. A graduate from Dominican University in San Francisco, USA, he has experience working in different countries and leading organizations. He was Equity Director at Manafa Capital in Saudi Arabia, and prior to that served as MENA Director at ARC Capital in China.

Saleh Aluwaishiq

Board Member

Saleh has more than twenty years of experience in the government and private sectors where he managed projects valued at one billion riyals. Saleh’s tasks in the government sector included preparing project specifications, analysis of technical offers as well as selecting suppliers.

Nader Shinnawi

Board Member

Nader is a computer engineer with qualifications from the King Fahd University. He was the CEO of the consultancy group, Ertyad. Prior to that, he had multiple roles at Hewlett Packard based in Riyadh.

Zoha Alsnidi

Board Member

Zoha is working as a deputy CEO at the consultancy group, Ertyad, and is a board member at Fintech organization, Sajil. Before joining Ertyad she was part of the IT department at Riyadh Bank. Zoha is the first honors student, she holds an MBA from Alfaisal University and Bachelor’s Degree in Computer Applications from King Saud University.
نايف الخير الله

Naif S. AlKhairallah

Board Member and Head of Risk committee

Seasoned banker with accomplishments gained over 20 years working in corporate banking, risk management, remedial banking division and finally the vp of Risk management in SIDF.

Saad Hamad Almogren

Director of Beneficiary Experience and National Centre of Performance Measurement (Adaa)

With more than 15 years of experience in the private and public sectors, Mr.Saad through his knowledge helped to improve CX abilities in different entities. Executive Director of Beneficiary Experience in Adaa

Our Team

Tommy Laupsa

CFO consultant

Oliver Belin

Credit & Risk consultant

Maher AlSorakhy

CEO Technolgy Advisor

Ali AlHarby


Malak Abdullah

HR Manager

Khalid Abdu

Partnership & Suppliers Director

Abdelrahman Ismail

Credit Relation Manager

Belal Kassem

Financial Operations Manager

Haton AlToaimi

Investor Relations Manager

Faisal Baradi

Follow & Collections Manager

Norah AlDkhail

Chief Accountant

Khalid AlDhubayb

Credit & Risk Manager

Malak AlTuriqi

Compliance Team Leader

Join a fintech Company with a big mission

People don’t join a company. They join a mission. And ours is big: Offering innovative financing solutions for every SME in Saudi Arabia. At our core, we are problem solvers; a learning organization with a growth mindset innovating and moving at a fast pace. Current financing solutions are focusing on large corporates leaving SME behind with no fast and cost-efficient way to unlock working capital. So we built a new one.
Apply Now and Join Ta3meed team.
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